I look at my bank account.

Panic attack says hi to me.

$$$. Dah pergi mana ni?

I have this urge to check my bank account regularly. Check also don't know for what. Money not coming in. Out, confirm got.

The amount was reducing. Sometimes, got 10% savings also very happy. Temporarily lah. Before it's spent on kids education, car repairs, tangki bocor, etc.

Haven't count the usual commitments yet.

These money suckers:
1. Home loans
2. Electricity & water
3. Internet bills
4. Phone charges
5. Maintenance fees
6. Groceries
7. Daily expenses

Sit down and cut expenses every day. Sini and sana cut. Cut until don't know what else to cut.

Already bare minimum. Betul-betul at a loss. At one point, I just ate roti for lunch regularly. Dah lah I get gastric issues. Then, I was getting angry because I was hungry.

Enough was enough. Cut no more! I needed to find a way to make more than just surviving. I looked into the skills I got over the years. I used them to earn a side income.

Surprisingly, it worked. I designed websites and supervised a team. Before I knew it, I was freelancing. The extra money made was a huge relieve.

We may be in a tight spot, but we can make a change with our hands. Explore a new skill. Use it and multiply.